Employee Benefit programs have become an increasingly costly component of an employer's operations. The financial management and integration of these plans have been further complicated by the evolution of managed care, the realignment of the provider and hospital industry and the endless stream of state and federal legislation including the Affordable Care Act (“Health Care Reform”). We work diligently to assist our clients in navigating these changes and balancing the increasing demands on their financial resources with the needs of their employees.

Our goal is to:

• Establish manageable and cost effective employee benefits programs
• Provide initial and ongoing advisory assistance with plan design and analysis
• Develop informative employee communication tools and increased awareness
• Provide efficient “hands on” assistance for any/all of the following:
• Claim Issues (questions/problems/appeals)
• Benefit Questions
• Enrollments/Terminations
• Billing Issues
• Inform our clients of all important state and federal mandates and changes
• Be the Single Source for the Employee Benefit needs of our clients – your "BACK OFFICE HR DEPT"

We provide consulting and administrative services in the following areas:

• Health Insurance
• HSA/HRA/FSA
• Dental Insurance (Employer Paid & Voluntary)
• Vision Care (Employer Paid & Voluntary)
• Short Term Disability (STD)/Long Term Disability (LTD)
• Long Term Care (LTC)
• Medicare Plans (Supplements, Advantage Plans, Part D)
• Employee Assistance Programs (EAP)
• Flexible Spending Accounts (FSA)
• Professional Employer Organization (PEO)
• Qualified Retirement Plans
• 401(k) Plans
• Defined Benefit Plans
• Defined Contribution – Profit Sharing Plans
• Hybrid- Cash Balance Plans